Your core checklist
- Police / accident report.
- Medical records and itemized bills (including ongoing treatment).
- Photos and video of the scene, vehicle damage, and visible injuries.
- Contact details for any witnesses.
- Proof of lost wages — pay stubs or a letter from your employer.
- Repair estimates or the total-loss value of your vehicle.
- All correspondence with the insurance company.
Why documentation makes or breaks a claim
Insurers value — or discount — your claim based on what you can prove. Gaps in documentation are exactly what adjusters use to justify a lowball offer. Consistent medical treatment and a clear paper trail are what support the full value of your injuries, including pain and suffering.
How SettleFair helps you prepare the file
SettleFair is designed to help you organize the records you have, identify common gaps, and prepare one reviewable claim file. Confirm whether record-retrieval assistance is currently available for your claim before relying on it.